Mr Toluhi Kayode David is currently a lecturer in the Department of Economics, at Veritas University, Abuja, Nigeria. He is currently undertaking a Masters of Science Degree in Economics (M.Sc) from the prestigious Veritas University, Abuja. He holds a masters degree in Financial Economics from University of Abuja and a Bachelor of science degree in Economics from Kogi State University, Anyigba Kogi State. He has special interests in Financial Economics, Quantitative economics and Development issues.